Soletrader accounts

Multi-currency GBP and EUR accounts

Free unlimited local payments

Typically 4x cheaper FX rates

Approval in as little as 24 hours

A better banking alternative
for all your payment needs

GBP acount with an account number, sort code and IBAN
EUR account with an IBAN
Free transactions between safenetpay account
Free unlimited local transactions within the UK

Get Started

Quick international payments
with competitive FX rates

Quick international payments with competitive FX rates
At typically 4x cheaper FX rates compared to high street banks
See the cost of the transfer instantly before making payments

Get Started

Accept payments through cards, crypto, or other alternative
methods

Let customers pay you using their credit or debit cards
Integrate payment gateway directly onto your website via API or through shopping card plug-ins
Send your customers a payment link via messenger, email or put it on your invoice
Quick payouts to your Safenetpay or other bank account

Get Started

A better banking alternative
for all your payment needs

GBP acount with an account number, sort code and IBAN
EUR account with an IBAN
Free transactions between safenetpay account
Free unlimited local transactions within the UK

Get Started

Quick international payments
with competitive FX rates

Quick international payments with competitive FX rates
At typically 4x cheaper FX rates compared to high street banks
See the cost of the transfer instantly before making payments

Get Started

Accept payments through cards, crypto, or other alternative
methods

Let customers pay you using their credit or debit cards
Integrate payment gateway directly onto your website via API or through shopping card plug-ins
Send your customers a payment link via messenger, email or put it on your invoice
Quick payouts to your Safenetpay or other bank account

Get Started

Who we help

Freelancers

An online account that gives you the freedom to pay and get paid, quickly and easily.

Sole traders

Keep your finances organised. Open a separate business account with no credit checks.

Small business

A one stop shop for businesses. Featuring a business account, merchant account and FX.

BASIC_*

£0_{/ month}

Account opening
Free
Internal payments
Free
GBP local payments
£0.5
EUR payments
£0.5

Get Started

Learn More

PREMIUM_*

£25_{/ month}

Account opening
Free
Internal payments
Free
GBP local payments
Free
EUR payments
Free

Get Started

Learn More

BESPOKE

Custom pricing

We offer custom rates tailored for companies with large payment needs or for unique businesses with unique models that don’t fit our eligibility criteria.

Get Started

Learn More

Common questions

Is Safenetpay a bank?

Safenetpay is a payment institution, not a bank. We’re regulated by the Financial Conduct Authority, and we work with banks to process payments and keep your money safe.

What types of accounts can I open with Safenetpay?

We offer two types of accounts: business accounts and merchant accounts. You can use a Safenetpay business account the same way you’d use a business current account with your bank. Our merchant accounts allow you to accept credit and debit card payments and payments using alternative methods such as cryptocurrencies and e-wallets.

How do I open a business account?

To open a Safenetpay business account, go to www.business.safenetpay.com and give us some information about your business.
It usually takes us about 48 hours to process an application.

How does Safenetpay keep my money safe?

We keep your money in ring-fenced accounts in Germany and the UK. We can only use your money to fulfil your requests. We can’t take any risks with it. Should we go bust, your money will be safe and we’ll return it to you.

Free business accounts
for small businesses
with big ambitions

Tough times

We are here to help

A better banking alternative
for all your payment needs

Quick international payments
with competitive FX rates

Accept payments through cards, crypto, or other alternative
methods

Safety and security
you can bank on