Multi-currency GBP, USD and EUR accounts

Free unlimited local payments

Typically 4x cheaper FX rates

Approval in as little as 24 hours

Who we help


An online account that gives you the freedom to pay and get paid, quickly and easily.

Sole traders

Keep your finances organised. Open a separate business account with no credit checks.

Small business

A one stop shop for businesses. Featuring a business account, merchant account and FX.


£0 / month
  • Account opening


  • Internal payments


  • GBP local payments



Custom pricing

We offer custom rates tailored for companies with large payment needs or for unique businesses with unique models that don’t fit our eligibility criteria.

*These prices are applicable only to UK registered limited companies with simple ownership structure, UK registered sole trades and freelancers. These prices are subject to our risk assessment as part of your on-boarding. These prices are not guaranteed and if you won't meet the criteria, we will offer you bespoke rates based on your business model. Learn More

Common questions

Safenetpay is a payment institution, not a bank. We’re regulated by the Financial Conduct Authority, and we work with banks to process payments and keep your money safe.